Insurance & Billing
Participating Insurance Plans:
- Aetna and Aetna Whole Life
- Blue Cross Blue Shield (WE DO NOT ACCEPT Blue Value Marketplace or BCBS of Michigan)
- Cigna and Cigna Connect (WE DO NOT ACCEPT CURATIVE)
- Evolutions Healthcare Systems
- First Health (WE DO NOT ACCEPT Detago Health)
- Galaxy
- Kaiser if PHCS (DUAL PPO) on the card
- Multiplan
- Northside Cherokee Network
- Novanet PPO
- PHCS
- United Health Care and UHC Exchange

Managed Care (HMO, PPO, POS, etc.) patients must present their plan identification cards when registering for each office visit.
Co-payments, deductibles, and charges for non-covered services must be paid at each visit.
We ask that you pay $50 toward your deductible at the time of service versus the entire amount until your deductible has been met. We will bill you for the balance after insurance responds.
Insurance Plans We DO NOT Participate:
- Ambetter
- BCBS of Michigan
- Blue Value Marketplace
- CareSource
- Curative Health
- Detago (First Health. Aetna or PHCS)
- Medicaid, Peachcare, or any state funded plan
- Oscar, Cigna Oscar, or Cigna + Oscar
- Tricare
Self Pay Patients
For patients not covered by insurance in which PAMPA participates, we require complete payment for our services. At the time of service, we will collect $105 towards your visit. We will call regarding any remaining balance within 48-72 hours after your visit. Vaccines must be paid for at the time of service.
Reimbursement may be obtained from your insurer.
At the time of your office visit, please let the staff know you will need a detailed statement of the charges incurred. Your charge slip is accepted by most insurance companies as the "physician's statement" when you submit your claim to them.
We understand that this may be difficult for families at times; therefore, our patient account representatives will be happy to discuss payment arrangements with you. We accept personal checks, American Express, Discover, MasterCard, and Visa. We do NOT accept cash.

